> For the complete documentation index, see [llms.txt](https://radiusnetworks-organization.gitbook.io/untitled/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://radiusnetworks-organization.gitbook.io/untitled/lending-and-borrowing-technical.md). # Lending and Borrowing Technical Radius Approval System, which is inspired by Radius Binance Smart Chain, thus introduces an approval mechanism where the minority does not dominate the majority in the system. With this Eco-System, Radius will also lead to different revenue models. A decentralised lending and receiving protocol for users to lend and receive Borrow Dai. A completely secure environment for both lenders and borrowers. Borrowers built on BSC and BSC L2 solutions. Lenders To maintain the protocol with the DAI and earn some kind of interest in return $Radi tokens are the governance tokens of the protocol. Thanks to the lenders, our protocol will have the liquidity to provide Radi to borrowers. For borrowers will need to pledge BNB as collateral to borrow, our protocol is a over-collateralised model, i.e. the borrower's BNB collateral amount > They can borrow money in the amount of DAI. Borrowers pay interest on the protocol to maintain, the interest will be deducted from the BNB collateral when the debtor borrows DAI. In case of liquidation, our protocol rewards the debtor's BNB collateral and the liquidator. Saves the DAI amount in the protocol. It will also give the right to vote in the governance vote with the $Radi tokens earned. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://radiusnetworks-organization.gitbook.io/untitled/lending-and-borrowing-technical.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.